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3. Frugality is cool. Here's why...

We believe that the biggest money-making trend today is a focus on frugality. We're not accustomed to it, but the trend has arrived.

Frugality is happening now.

Why? The money saved during the lockdown has been "eaten" by inflation.  American's have gone into debt. There are only two ways to get out of debt: walk away from it, which is what a lot of people are doing, (watch for rising foreclosures in the next 12 months), or you can pay it down. Those concerned about their FICO scores will pay it down. Concurrently, the savings rate will rise.

There's good news!

The good news for those concerned about the state of inflation? These will be deflationary events. Frugality will set in. So, fashion will change. The trend toward smaller houses and smaller cars will intensify. Plus, spending less will become cool. It will not be the end of the world.

The idea is an adjustment to our “personal balance sheets” to more comfortable levels, so we can go on to the next cycle.

That’s why frugality is cool! ReadingGlasses.CO/ can help you stay cool and be frugal at the same time. Just visit our Last Chance department for great values on great looking readers. You need them.